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Croydon
Ringwood
Lilydale
Address
35 Hewish Rd, Croydon VIC 3136
Get Directions
Fax
(03) 9723 6255
Sales Operating Hours
Monday - Friday
8:30am - 6:00pm
Saturday
8:30am - 5:30pm
Service Operating Hours
Monday - Friday
7:45am - 5:15pm
Saturday
By Appointment
Parts Operating Hours
Monday - Friday
7:45am - 5:15pm
Saturday
By Appointment
Address
454 Maroondah Hwy, Lilydale, VIC 3140
Get Directions
Fax
(03) 9735 3970
Address
399 Maroondah Hwy, Ringwood, VIC 3134
Get Directions
Fax
(03) 8833 9988

Finance Information

Consumer Car Loan

A consumer car loan is generally sought when the vehicle is for personal purposes.

The vehicle is used as security for the loan & as such can offer a better interest rate than a personal loan.

  • Flexible contract terms ranging from 1 – 7 years (terms are based on application)
  • Rates are fixed so you know exactly what your repayments are
  • No deposit required (terms are based on application)
  • Repayments are fortnightly or monthly

Chattel Mortgage

  • Fixed rate loan
  • Equipment owned by client & charge taken by the lender over the asset
  • Best suited for those businesses running on a cash basis for GST
  • GST on purchase can be claimed in your BAS claims

Finance Lease

  • Requires the lessee to finance 100% of asset cost ( no deposit can be utilized)
  • A residual value or balloon payable at the end of the term must be established.
  • Residual values are determined by the ATO & are based on depreciation value of the specific asset.

Commercial Hire Purchase ( CHP)

  • Fixed rate loan
  • Ownership of equipment is transferred once final payment been made
  • Security taken over the asset
  • Ideal for business wanting full ownership at end of term.

Novated Lease

  • The employee gains full use of salary packaging.
  • Requires the lessee to finance 100% of asset cost (no deposit can be utilized)
  • A residual value or balloon payable at the end of the term must be established
Address
35 Hewish Rd, Croydon VIC 3136
Fax
(03) 9723 6255
Sales Operating Hours
Monday - Friday
8:30am - 6:00pm
Saturday
8:30am - 5:30pm
Service Operating Hours
Monday - Friday
7:45am - 5:15pm
Saturday
By Appointment
Parts Operating Hours
Monday - Friday
7:45am - 5:15pm
Saturday
By Appointment
Address
454 Maroondah Hwy, Lilydale, VIC 3140
Fax
(03) 9735 3970
Address
399 Maroondah Hwy, Ringwood, VIC 3134
Fax
(03) 8833 9988